While it is advisable to at least contact an Auto Accident Attorney after any auto accident, it is even more so when you have been involved in an auto accident with an uninsured driver. Many people may think that if they get into an auto accident and the other driver, who was at fault, is without any kind of auto insurance they will be forced to bear all of the costs for the accident or sue the other driver personally, which is often times like trying to get blood from a stone. In Missouri this is not the case and an Auto Accident Attorney will be able to help you get the compensation you are entitled to.
In Missouri, whenever you purchase an Auto Insurance policy you are also buying uninsured motorist coverage. In Missouri it is the law that every auto insurance policy have a minimum of Twenty-Five Thousand Dollars in uninsured motorist protection. This means that if you are involved in an accident and the other driver, who was at fault, was without auto insurance you will be able to recover for your injuries from your own insurer; it is important to note that uninsured motorist coverage only applies to your bodily injuries and it does not cover any property damage.
While the minimum amount of coverage is Twenty-Five Thousand Dollars that does not mean that your specific policy is limited to that amount. Insurance policies are contracts and every contract is different, so it is advisable to speak with an Auto Accident Attorney to see what options you have when you have been in an auto accident with an uninsured driver.
The information provided is for general informational purposes and does not constitute legal advice. No attorney-client relationship is created by this post. The choice of an attorney is an important one and should not be based on advertising alone.